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Step 1 – You

  • Fact finding  – gathering all the current information  about you, your family, your business and  the current financial products that you hold
  • Understanding – your plans for the future, your worries, your hopes and how you view investment risk
  • Identify your needs and goals
  • Agree our fees and the work we are to do

Step 2 – Our advice

HEB evaluate  all the information about you and recommend a financial  plan to set you on the road to meeting your goals . This will include an evaluation of current financial products held and researched recommendations for new plans.

Step 3 – We implement

HEB apply to the product provider deal with all the paperwork to set up new plans and issue the final documents to you.

Step 4 – Ongoing service

If we have recommended an annual review  service then we will review your plans with you each year to make sure that they are still suitable. You will continue to have access to the adviser appointed to you

"I spent a lot of money on booze, birds and fast cars. The rest I just squandered.“

George Best